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The purchase of a home is the largest purchase most people make during their lifetime. At Dominion Lending Centres, we want to make each and every purchaser aware of the many mortgage options available to them.

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    Valinda, Satisfied Customer

    My agent was very understanding, approachable and listened to my needs and concerns and made very good suggestions.
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    Ashlee & Luis Sanchez

    We didn't feel like we were taken advantage of. We felt extremely comfortable; we also felt that we were top priority and everything was going to be done that would best meet our financial situation.
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    Brittney, Satisfied Customer

    The Dominion Mortgage Team was so great to work with because they answered all of my questions and explained the whole process to me.
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    Adam & Cheryl Tempelaar

    Awesome! We will definitely be back when it's time to re-mortgage or buy a new house.
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    Greg Irwin, Satisfied Customer

    The mortgage process was the most stress free part of the whole purchase and move!
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Dominion Lending Centres | Regional Mortgage Group
Dominion Lending Centres

Dominion Lending is a mortgage and leasing company with more than 2,000 members offering free expert advice across Canada for all your mortgage needs:

  • Residential Mortgages
  • Commercial Mortgages
  • Equipment Leasing

Mortgage Questions

Newcomers to Canada

Newcomers to Canada play an increasing role in Canada’s future population growth, creating new market opportunities. CMHC and Genworth insured financing is available to borrowers with permanent and non-permanent residence status, helping newcomers to realize their dream of homeownership in Canada.

The Program Features:

  • Newcomers with permanent resident status have access to all CMHC and Genworth Mortgage Loan Insurance products (subject to product specific eligibility requirements).
  • For permanent residents, where there is limited Canadian credit history and where foreign credit bureaus are not available, CMHC and Genworth continues to consider alternative sources of payment history for Loan-to-Value ratios up to 95%.
  • Newcomers with non-permanent resident status have access to CMHC and Genworth insured financing of up to 90% loan-to-value ratio for the purchase of a 1 unit owner-occupied residential property.
  • No additional fees or premiums as a result of residency status - standard product specific premiums apply.
  • No minimum period of residency required.

Benefits to Newcomers

  • Access to Homeownership - Newcomers with permanent residence status can purchase a home with as little as 5% down payment.
  • Competitive Interest Rates - Access to CMHC insured financing, and as a result, competitive interest rates from many banks in Canada.
  • Availability - Coast-to-coast-to-coast with no set maximum loan amount.

Non Residence Lending

Non residence lending is a program for Canadians living abroad and non Canadian Citizens that wish to purchase a property in Canada. Do note that various lenders have restricted lending areas, and in some cases, certain lenders will not lend under this program.

Program Requirements include:

  • Down Payment:
5% is the required minimum down payment from one’s own resource. Down payment must be available in a Canadian Bank account prior to the Mortgage funding. Down payment cannot be in the form of a Gift and proof of funds for 90 days prior to financing is also required.
  • Proof of Income:
To prove income, a letter of employment from your current employer confirming length of time at the company, your annual salary including bonuses and confirmation that you are not on probation and your salary, are required. A recent paystub will also be necessary.
  • Proof of Credit:
If a Canadian Credit bureau is not available to you, than an international credit bureau or letter of reference from the bank you currently deal with, should suffice.
 Some lenders will require a year’s worth of Mortgage payment in a Canadian bank account before they will approve.

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For more information on any program you may be interested in please either email us at This email address is being protected from spambots. You need JavaScript enabled to view it. or call 403-343-1125 to set up an appointment with an agent.